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    > but can’t afford a 4 year program
I thought there has been a huge increase in need-based scholarships for US university fees in the last 15 years. More than just rich schools. Many state universities also offer quite good need-based scholarships based upon your own income + net worth and that of your parents.
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Yes state schools are. That’s why it’s so competitive as well. $4-$6k at the state school vs $50K+ at private.

There’s one state school for my program within 100 miles of me (physical therapy assistant)

And a four year program is still 2 extra years of tuition even at the subsidized amount, and most would work fewer hours if at all because they need high GPAs.

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