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Not privacy, but as an example:

NIST, MS, and the security community all recommend against forcing people to change their passwords on fixed intervals. They should only be changed when there is an indication they have been compromised.

PCI requirements demand mandatory 30 day rotation intervals on user passwords for users with administrative privileges, IORC. Something like that.

They haven’t kept up. So until they change the rules you can either be PCI compliant or implement the current best practice. Not both.

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And where the complexity comes in is where you need to comply with PCI and NIST 800-63 at the same time.
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