Today I was able to walk into a grocery store, pay for food, and go home to have a warm lunch (having a gas stove also helped tremendously). The matter was having a 10€ note at home. Not what I'd call "piles of cash".

As an added benefit, no bank knows where I bought and when, which I find is a great advantage over the alternatives. (I also use Gpay; this comes from someone who just found a good middle point without forgetting about the more reliable, physical and privacy friendly option)

It does seem safer to not carry cash. However, I remember around May 2024 that there were some reported incidents in Chicago were in the early morning hours, there were some groups of robbers who would force victims to do something I found especially worrying: they would be forced into resetting their phone password and logging into their mobile banking app. I’m not sure what ended up happening in these cases.

Cash is extremely easy to conceal. fear of burglary is a ridiculous reason not to have some saved for a rainy day