Also, how do you know that there isn't someone performing a MITM (man in the middle) attack? FTP has no mechanism that I know of to verify that you're connecting to the server that you think you are.
It may well be that you're not a sizeable target and that no-one is interested in hacking your site, but that's just luck and not an endorsement of unencrypted FTP.
We have to put a limit to paranoia. If things work correctly for decades and there are no signs of foul play after endless real world usage, it's safe to say nobody is hacking our FTP.
It's different if you're a bank or the KGB or the CIA.
> It may well be that you're not a sizeable target and that no-one is interested in hacking your site, but that's just luck and not an endorsement of unencrypted FTP.
Do you drive an armored car?
A frame-less one?
It costs approximately zero to use encryption and protect against the FTP exploits, so why continue to use FTP? There's literally no advantage and several possible disadvantages. Just relying on not being hacked before seems a foolish stance to me.
I challenge you to select any FTP website of your choosing and make a tiny change to prove that you've hacked it and let me know here.