I understand the appeal of anonymous currencies like Monero (hence why they are banned from exchanges), but beyond that I don't see much use for crypto
E.g., you could do what World of Warcraft does - Gold can be earned/exchanged in game, and can also interact with the real world in nebulous ways. Using the hyper advanced technologies of relational databases and ignoring financial legislation, they have enabled ultra-high-throughput microtransactions, with the added benefit of not spraying the public ledger on to the desk of every law enforcement agency on the planet.
A few examples of differences that could save money. The protocol processes everything without human intervention. Updating and running the cryptocoin network can be done on the computational margin of the many devices that are in everyone's pockets. Third-party integrations and marketing are optional costs.
Just like those who don't think AI will replace art and employees. Replacing something with innovations is not about improving on the old system. It is about finding a new fit with more value or less cost.
> Updating and running the cryptocoin network can be done on the computational margin of the many devices that are in everyone's pockets.
Yes, sure, that's an advantage of it being decentralised, but I don't see a future where a mesh of idle iPhones process my payment at the bakery before I exit the shop.
Imagine dumping loads of agents making transactions that’s going to be much slower than getting normal database ledgers.
Really think that you need to update your priors by several years
2010 called and it wants its statistic back.