The important thing is to ensuring your computer is not a single point of failure. Instead of losing a password, you could have theft, flood, fire, etc. Or for online accounts, you are one vendor move away from losing things. None of these should be precious and impossible to replace. I've been on the other side of this, and I think the better flow is to terminate or transfer accounts, and wipe and recycle personal devices.

A better use of your time is to set up a disaster-recovery plan you can write down and share with people you trust. Distribute copies of important data to make a resilient archive. This could include confidential records, but shouldn't really need to include authentication "secrets".

Don't expect others to "impersonate" you. Delegate them proper access via technical and/or legal methods, as appropriate. Get some basic legal advice and put your affairs in order. Write down instructions for your wishes and the "treasure map" to help your survivors or caregivers figure out how to use the properly delegated authority.