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Nothing says you cannot trivially encode the paper password. Those in the know understand that you need to append “BoomShakalaka”, replace “A” with “Q”, or some other super simple modification to what is recorded.

Maybe the NSA would be willing to brute force the infinite variations from that starting seed, but it is still effectively locked for mortals.

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I've thought about making a "word search" and embedding the passphrase in it using a pattern (e.g., a subset of a Knight's tour, a space-filling curve overlay, or some other sampling algorithm).
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https://www.passwordcard.org/en

I used to keep a password card in my wallet and had a pattern I would use.

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