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I haven't checked on this in a long time, but IIRC, the insurance company will always blame the person in back in a rear-end collision, for just this reason. A rear-end collision should always be avoidable.
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Usually but not always. A common insurance scam is to pass a car, cut in just in front of it, then brake hard causing a collision. Dash cams video is a good thing to have to fight this if it happens to you.
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Some degree of road safety depends on predictable behavior. I haven’t seen those videos, but suddenly executing a panic stop on the freeway for no good reason at all increases everyone’s risk, even if the car behind you is following at a safe distance. Obviously the following driver bears the most responsibility, but erratic drivers shouldn’t be held to be morally blameless.
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> erratic drivers

People don’t usually act erratically for no reason. Maybe they suddenly stop because they see a deer sprinting towards the road off in the distance, and the person behind them didn’t see it. There are tons of reasons that look like they “erratically stop”, which are actually genuine safe behavior that the other may not know about.

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People act erratically all of the time on the road because they're on their phones while driving instead of paying attention.
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People also don’t realize that just because you can does not mean the insurance will side with you 100%.
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