I have to hope that the actuaries at the insurance company are well aware of that. Tuned correctly, the algorithm should not unfairly penalize you.
I am reminded of my mother-in-law. She has very few at fault accidents in her decades of driving. And yet she has been involved in a statistically unlikely number of major wrecks. She would say that she is a safe driver, because she is not found at fault. I think it more likely that she is an unsafe driver who creates situations where accidents are more likely to occur but in a way that will not peg her as the underlying cause. Her rates should go up. As should yours, if you are experiencing a very abnormal number of hard-braking events even though you can ascribe every one of them to something outside of your control. Because the implication is that something about your driving habit is increased risk.