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Latest also means latest bugs. So unless you’re waiting for some drivers for your hardware, I’m not sure that it’s really needed for general usage.
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I don't need 100% of all software. Just a tiny fraction and they're modern tools that are heavily iterated on. Is it possible they have bugs? Very much so!

But "stay on an older version to be safe" is not the panacea many try to pretend that it is. Way too many bugs and security vulnerabilities on old versions as well.

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If you’re on debian, there’s the backports repository, And stable means stable in terms of feature. They still patches for bugs and security, and quite fast for the latter.
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