Anyone can understand the "learning algorithm" but the sheer complexity of the output of the "learning algorithm" is way to high such that we cannot at all characterize even how an LLM arrived at the most basic query.
This isn't just me saying this. ANYONE who knows what they are talking about knows we don't understand LLMs. Geoffrey Hinton: https://www.youtube.com/shorts/zKM-msksXq0. Geoffrey, if you are unaware, is the person who started the whole machine learning craze over a decade ago. The god father of ML.
Understand?
There's no confusion. Just people who don't what they are talking about (you)