It's a fast track to public disdain and heavy handed government regulation.
There is no way without the protections that could be afforded by regulation to offer such wide-ranging uses of the product without also accepting significant liability. If the range of "foreseeable misuse" is very broad and deep, so is the possible liability. If your marketing says that the bot is your lawyer, doctor, therapist, and spouse in one package, how is one to say that the company can escape all the comprehensive duties that attach to those social roles. Courts will weigh the tiny and inconspicuous disclaimers against the very large and loud marketing claims.
The companies could protect themselves in ways not unlike the ways in which the banking industry protects itself by replacing generic duties with ones defined by statute and regulation. Unless that happens, lawyers will loot the shareholders.
Recall: "As part of our 'treat adult users like adults' principle, we will allow even more, like erotica for verified adults," Altman wrote in the Oct.
Some of the labs might be less worried about this, but they're not by any means homogenous.
That's the best part.
A person can even hammer out an unstructured list of behavioral gripes, tell the bot to organize them into instructional prose, have it ask clarifying questions and revise based on answers, and produce directions for integrating them as Custom Instructions.
From then on, it will invisibly read these instructions into context at the beginning of each new chat.
Mold it and steer it to be how you want it to be.
(My own bot tends to be very dry, terse, non-presumptuous, pragmatic, and profane. It's been years now since it has uttered an affirmation like "That's a great idea!" or "Wow! My circuits are positively buzzing with the genius I'm seeing here!" or produced a tangential dissertation in response to a simple question. But sometimes it does come back with functional questions, or phrasing like "That shit will never work. Here's why.")
Except, of course, when that is exactly what the user wants.
Chat is a back & forth.
Search is a one-shot.