Sometimes people are unfairly ostracized for their past, but I think a policy of deleting records will do more harm than good.
Also, when applying for a loan, being a sex offender shouldn’t matter. When applying for a mortgage across the street from an elementary school, it should.
The only way to have a system like that is to keep records, permanently, but decision making is limited.
Should it though? You can buy a piece of real estate without living there, e.g. because it's a rental property, or maybe the school is announced to be shutting down even though it hasn't yet. And in general this should have nothing to do with the bank; why should they care that somebody wants to buy a house they're not allowed to be in?
Stop trying to get corporations to be the police. They're stupendously bad at it and it deprives people of the recourse they would have if the government was making the same mistake directly.
To me any other viewpoint inevitably leads to abuse of one group or class or subset of society or another. If they are legally allowed to discriminate in some ways, they will seek to discriminate in others, both in trying to influence law changes to their benefit and in skirting the law when it is convenient and profitable.
I'm not sure we can write that much more COBOL.
At the heart of Western criminal law is the principle: You are presumed innocent unless proven guilty.
Western systems do not formally declare someone "innocent".
A trial can result in two outcomes: Guilty or Not Guilty (acquittal). Note that the latter does not mean the person was proven innocent.
Couldn't they just point to the court system's computer showing zero convictions? If it shows guilty verdicts then showing none is already proof there are none.
You are found Guilty or confirmed you continue to be Not Guilty.
In Scotland there was also the verdict "not proven" but that's no longer the case for new trials