Efficiency pumping your excess solar into the EV itself is more like 80-85%, most of which is loss in the electronics, not the battery - those typically have a coulombic efficiency of over 95%.
Hydrogen a boondoggle. It's not nearly as stupid as making ethanol from corn (which is an energy-negative process) but it's close.
Also, "gas fitter and metal fabrication" experience isn't worth anything unless it was hydrogen-specific. It is far leakier than natural gas/propane. One of the biggest hassles of a hydrogen fuel chain is that the stuff leaks through everything.