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"there is no moat" usually mean "we have no moat" or "we want you to believe we have no moat". There are always moats, like being directly in front of eyes and thumbs (Apple) or having extensive data (Google) along hardware production capabilities, datacenters, and tons of money.
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Has AI transformed the economy radically? Yes.

AI made “basically zero” difference in U.S. economic growth last year. https://www.youtube.com/watch?v=zZHN0-ZNe_4&t=399s

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