Scammers can definitely get through it faster than you can. Whenever you attempt to address abuse in a system by increasing the complexity of that system, you implicitly bias it towards those with the time and inclination to study it, which always includes those with intent to abuse it, and generally does not include your users.

I'm in a similar boat...and over the weeks where i have been sending the requested docs/files...Apple reps come back and state that one of docs i sent them was not valid...so i ask them to clarify their "definition" of the doc..and they just either reply with unhelpful comments, or delay a little and delay things further. When someone asks for a copy of a payslip and you send it...but then Apple says its not a payslip, i genuinely am sad about the overall state of the world...I dislike apple and all these big tech providers for their abusive control/power and at the same time vast layers and levels of incompetence. :-(