I'd suspect most car trips today are 1 or 2 passengers with the back seat and trunk empty; we'll eventually see new form factors of on-demand vehicle that trim off unneeded space. If you need to get from A to B alone, no cargo to speak of, you order a ride that covers that class and it's small. If you're taking a shuttle from the airport with your whole family and luggage, you order a ride with those specs.
(Also, tunnels are useful not just for the increase in traffic, but for moving car traffic away from non-car traffic, which makes both kinds of traffic safer, faster, and more efficient.)
They make even more sense if they are a bit larger and can accommodate multiple people at once. Something like a large van or small bus.