As I understand it, BankID in Sweden is still run by one organisation co-owned by the big banks, and banks handle verification for issuance. There is still a single point of failure for the operation of the system.
replyThere is technically a second provider, Freja, but that is basically only supported by government agencies, and even that is spotty.
replyThere are talks about a state-provided one coming soon, because of EU E-ID laws.
Well I'm in Finland and seems the system here has multiple independent services and is thus potentially more resilient.
replyI was under the impression that all of those services and login methods rely on suomi.fi in the end, but I admit that I don't understand the system terribly well.
replySame in Norway.
replyNo. As I understand it the previous system, NemID was actually (co?)designed by the banks so this is what they all use. Likewise MitID is another unholy alliance of Nets (a Danish payment provider) and Danish banks.
replyGiven the Swedish version of it is called BankID I assume the situation is nearly the same in Sweden.
Sweden have one other viable alternative that is Freja ID, it does not have at all the coverage as BankID but it's something.
replyAnother one just popped up recently though it does not have a lot of coverage if anywhere yet: https://corporate.e-boks.com/loesninger/e-wallet/e-boks-id/
replyNo. Many/most of them support login through hardware ID on your smartphone (i.e fingerprint/TPM-style pin), but the actual authorization of transfers or any privileged access is entirely MitID
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