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It’s an important function, but the guys making these bets frequently pull down $10-$100M per year, each. That’s a huge toll to extract from the productive economy for playing this game.

And then there are the guys managing things like pensions, skimming a percentage every year, just because they happen to be locked into that position, meanwhile underperforming a basket of index funds. Just happily eating away at the retirement savings of thousands-millions.

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There's no such thing as money being squandered. Money isn't a resource. It's not food, or energy, or even an allotment of work.

If you try to seize or reduce, what you perceive as excess, wasted money supply, that money supply will simply cease to exist.

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It is when it gets spent - duh!

This endless money-spinning & the larger monetary system is a big scam to steal from actual productive work. How is it fair to normal people that the whole system is rigged such that if they DON'T indulge in all this gambling (ignore the fact that most retail traders are on the sucker-end of the trade), they lose whatever wealth they've stored to inflation ?

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Maybe I've drank the kool-aid, but I don't understand inflation to be an effect of a 'rigged system'. I think anyway you look at it, it's natural
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Money is an IOU. It's not a secret that US central bank policy is to devalue those IOUs at a rate of 2% per year in order to artificially stimulate demand for production.
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What an incredibly revisionist take on history.

For decades before that policy, a policy even the Bank of Canada holds, inflation was crazy high. The 80s saw inflation, in Canada, briefly hit over 20%, and double digit inflation was a regular thing.

Everyone decided 2% would be a good rate to aim for, that more control was better, to prevent inflation from flying out of control.

Then some dude comes along and tries to spin it like it's a conspiracy to hurt people.

Please, read a little history. Please.

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We can have different opinion on how much inflation is too much. But the universal consensus is that a little bit of inflation is good. It's ok if you think 2% too high. Maybe 1.25% is better.

But we cannot just dispute this basic economic model and thinking that 0 or negative inflation (which would cause the stop of investment), or no consensus(that would just cause more chaos) is better. That's just absurd

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The value of the USD wasn’t monotonically inflating away for most of its history, people were mostly fine? Were those periods disastrous in some way?
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It’s squandered from the perspective of the laborers and savers, because they don’t have it anymore.

I didn’t say anything about excess money supply, though, were you responding to a different comment?

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> We already have very efficient crop harvesting

For some crops we have. But it would be nice to have more diversity, so that the cheapest food options wouldn't be just wheat and corn because they happen to be the crops that are most amenable to mechanized agriculture.

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I think the comment was a roundabout way of saying this is a clear market failure. There are more societally important things these people could be doing instead of shaving another ms off a transaction or finding minuscule option pricing inefficiencies. That the market is not correctly remunerating those options is the failure.

> For example, the tariff tantrums caused by trump proposing 100%+ china tariffs where he crashed the markets last spring, leading to a moderation in policy.

"Akshually traders are good bcuz they crash the market when the president does insane things" is not the own you think it is.

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this undervalues how financial engineering allows more ideas and companies to be funded

compound interest is a rare exponential force, and it is available to most citizens of a developed country through the stock market

financial futures remain important for farmers to have predictable pricing, and increase crop yields

science is limited by funding at least as much as it is limited by ideas or intelligence

I understand why finance is a popular bogeyman, but the world is rarely black and white

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> this undervalues how financial engineering allows more ideas and companies to be funded

I think the comment is about the marginal utility of additional workers at Jane St over, perhaps, DE Shaw Research. The caliber and education of roughly the same kind of person might be applied to understanding drug mechanisms, or shaving off trading milliseconds.

Is the marginal benefit to the world greater if someone is advancing financial engineering? I don't think it's obvious that our increased complexity is, itself, yielding further increases in 'allowing more ideas and companies to be funded' except in the sense where already-wealthy people gain more discretionary income which they may decide to spend on their pet projects. Futures have existed for much longer than derivative markets; are we helping farmers more when we allow futures to be traded more quickly?

But I disagree that the limit is funding—it's simply a lack of concerted interest. We accept that we should spend tax money on rewarding certain financial activities, and we create a system that disproportionately rewards people who facilitate these activities. But we might restructure things so people are incentivized to do research instead of financial engineering.

I think the fundamental idea is that things of value need to be extracted or manufactured at some point and we're not set up to reward people studying new extractive tools or new manufacturing processes when those people could instead work on finance products.

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I think these are totally different things. HFT firms and Hedge Funds are not "allowing more ideas to be funded". Finance in general can indeed be good but I think its much harder to argue for the net benefit of firms like Jane Street or Citadel.
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