So no, I don't think that's a small amount of risk, even if there's billions of Android users in the wild.
Especially considering how much money can be stolen from peoples bank accounts
67% of android users in 2025 did not get their banking credentials stolen.
> In Q2 2025, the number of attacks involving malware, adware, and unwanted software decreased compared to Q1.
https://securelist.com/malware-report-q2-2025-mobile-statist...
Windows XP had an audio recording app and most people didn't even have microphones. Now we have smartphones that don't have a way to record audio as a file or even write text notes built into the system, forcing you to use third-party tools that can be maliscious.
It is true that at certain points I have bought brand new Android phones that did not come with such basic utilities, including utilities that bargain priced feature phones were expected to have, like a sound recorder.
IIRC, the Droid Turbo 2 I got in 2016ish came with Android 2 and did not come with a sound recording app stock. It also did not have a file browser stock. This was a Flagship product. The flashlight was not included for long enough for the top ten app, a flashlight app, to be on a significant quantity of android phones and end up being a data harvesting operation.
https://www.ftc.gov/news-events/news/press-releases/2013/12/...
Honestly, I do regret not having given them iPhones when they still had the cognitive ability to learn new user interfaces. iOS UI, on its most basic, default form, has remained stable except for cosmetic changes and the move away from the home button. Also UI is generally quite consistent between apps. Android on the other hand, keeps changing and varies wildly depending on the manufacturer and generation.
Now it's too late for them to learn new UI paradigms, so I'm stuck with near-vanilla Android flavours.