There is no sense getting anything but these sorts of Macs, or the maxed-out top of the line ones even considering the hilarious prices. Either get the entry level or go hard.

I've done both with success: am still riding a maxed out M1 Ultra Mac Studio which hasn't lost a step, no matter what I ask it to do. For a daily driver that doesn't try to do the most extreme things (think: able to edit your 6K videos but not scrub them, and media storage space can't live on the actual machine but only on some outboard storage) the base models of these will be a breath of fresh air. This is of course assuming the liquid-glassification of the OS doesn't ramp up, rendering the system unusable to actual Mac users.