DIYers and enthusiasts should still worry about their house burning down because one of these boards started a fire. An insurance company would investigate and find any excuse they can to deny payment.
replyShould is doing a lot of work there. The reality is most don’t. These are people who don’t understand minimum conductor size trying to DIY a solar system.
replyInsurance covers the insured's own gross negligence. This is a trope up there with believing the "warranty void if removed" stickers.
replyThe real reason this should give you pause is that you don't want your house to burn down regardless of an insurance payout. That is how your incentives remain aligned with the insurance company.