If this point is not getting across, my apologies for not being clearer: this product is for startups and SMBs that don't have the time or resources to host a fractional CFO or a full-time finance team. If you have the time to manage your own treasury as a founder, that's amazing and we really want to know your secret sauce!

But for the majority of founders who want to spend their time building, the fee isn't for ease of use just as this "nice to have", it's for the outcome that ease of use delivers: no need to hire for treasury operations, no manual reconciliation between accounts, no time spent on stuff that isn't your product.

We really think that in most cases, the tradeoff is worth it. But if it's not for you, we totally respect that too.

Also want to note that most treasury products start their fees at 0.6%, which we agree is quite ridiculous hence why ours is less than half that.