Right around when my local credit union began requiring (IMHO insecure) 2FA, I coincidentally moved right next door to a branch location.

Since I refuse to implement their "security" "feature," I just walk into their office every time I need a simple balance inquiry/transfer. They probably hate that I have just enough money deposited to consider my inconveniencing them profitable.

Worth the $1.00 monthly "in-person banking fee"