But when those employees are meeting with clients, they create money out of thin air by making loans, which then is used to pay for goods and services such as leases.
replyRight. What banks do is sell loans. That's the profit center. Teller windows, vaults, and cash handling are all low or no revenue cost items.
replySo newer bank branches look like car dealership offices. There are many little glass rooms where you sit down with a bank employee and discuss loans and other financial products. That's where the money is made.
There's a small area in back with traditional tellers. It's not where the money is made.