Not saying nursing is stress free, or every nurse is bad, but like tech companies in 2021, it's full of directionless people who pushed through the cert program to get paid $50/hr with $100/hr weekend shifts and be disgruntled with you that you are making them do work.
Patient populations are up, nursing FTEs down. Support staff down.
Nursing is one of the most physically and mentally demanding jobs I know of, at least in Germany.
And I bet 80% of the Techbros here wouldn't last a month in it, given how many lost their minds over a simple RTO-Mandate.
Maybe watch the movie "Late Shift" to get an idea of how a Workday is https://m.youtube.com/watch?v=C7o-omvW_DI
I doubt that "directionless" people would put up with those working conditions, and many leave the sector after a few years, simply because they burn out. Nearly no one works 100% long-term, just because it's too much too.
So like you mentioned, it's very difficult and grueling work, and people (in the US at least) get trapped because of the money. Passionless souls doing something they hate because they'll lose their upscale home and Mercedes if they quit.
Most of them care very much about what they do, and give everything they can for the patients. Otherwise they would have quit a long time ago. (I've had to do a 3-month nursing internship as part of my medical studies, it's mandatory in Germany)
Better staffing makes a day and night difference. I've experienced it first-hand as a doctor. The more overworked you are, the more cynical and unempathic you get.
After a weekend or some time off, it's already much better
In other countries with better staffing (Switzerland or Austria), it's a also very noticeable how much better the mood and morale is of the staff.
Nurses in Germany could never afford a Mercedes or an upscale home, but they would also probably make less, switching jobs. It's not that they don't love their job, they just can't take it anymore. You also rarely see old nurses for that reason.
I hope you see that my point isn't that nursing is easy, my point is that (in the US) the pay is very high and the barrier to entry is moderate. So it becomes a magnet for people who just want to make money. This becomes even more true for med tech jobs, where you can blast through a cert in a year, and land a $30/hr job pretty quickly. That's about 50% more money than people typically in that education class earn.
Insurance companies make plenty of money though. Cigna makes $7-8B per year and pays a decent dividend.
That's a D tier stock.
You're missing a very, very, very important piece here.
Which is that the lowest price of all is to deny treatment entirely.
They are not on your team, they are the opposite team. Their revenue is basically fixed, at the level of your premiums. But the more health care they pay for you to receive, the less profit they make. That's just arithmetic.
This is why there are so many horror stories of people being denied necessary treatment, or having to fight for months and years to get their treatment actually paid for. Insurance providers are incentivized to do their absolute best at taking your money and then not paying for care, through every sort of technicality and "mistake" and arbitrary judgment and limit they can come up with.
This certainly isn't a defense of health "insurance" companies though! I just think they're better modeled as Lovecraftian horrors animated by paperwork and compelling the creation of ever more paperwork to feed on, rather than money-grubbing cheapskates as the pop-political narrative goes. And the approaches for fixing one are much different than the approaches for fixing the other.
Why aren't the executives of these insurers shilling ghost networks not in prison for mail fraud?