But if you actually can specify what the program is supposed to do, this can work. It's appropriate where the task is hard to do but easy to specify. A file system or a database can be specified in terms of large arrays. Most of the complexity of a file system is in performance and reliability. What it's supposed to do from the API perspective isn't that complicated. The same can be said for garbage collectors, databases, and other complex systems that do something that's conceptually simple but hard to do right.
Probably not going to help with a web page user interface. If you had a spec for what it was supposed to do, you'd have the design.
We are simply shuffling cognitive and entropic complexity around and calling it intelligence. As you said, at the end of the day the engineer - like the pilot - is ultimately the responsible party at all stages of the journey.