The UK and Japan are not the only countries with more efficient healthcare systems than the US. We can look at a variety of countries, some of which have a higher GDP per capita than the US.
If we look at a graph of 'healthcare spending per capita' by 'GDP per capita' [1], we can see that the US is a massive outlier spending ~2x countries with comparable GDP per capita.
In fact, the US has a higher healthcare spending per capita than every other OECD country. By a large margin.
[1] https://www.healthsystemtracker.org/chart-collection/health-...
Need to have people go in for checkups and get shamed for unhealthy habits, not really a money question.