A man I worked with told me that eventually his entire toolbox was a VISA. He could fix just about anything, he just couldn't be bothered anymore unless it seemed like fun.
I didn't get it then, in my early 20s. In my mid 30s, with a couple of kids and a million other things to get done, shut up and take my money.
Android phones to tinker with became an iPhone that just works for years. 15 year old VWs turned into 3 year old Toyotas. Probably other choices I've made without realizing it too.