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I routinely call businesses instead of using their websites, but I do this to talk to a person instead of a machine.
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Would you call a business to ask a question that's answered on their website?
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Absolutely, routinely.

Often the relevant information is a pain to find on a website, but even if it isn't, the people who answer the phone often have important context like "Usually we do offer that recently but one of our suppliers..." or "We can do that, but maybe instead..." or "Oh the website isn't updated with..."

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I know someone who works on the voice response system for $LARGEBANK. She says that more than 95% of calls are just to find out a checking account balance.
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That's fine, and there's no need for AI pretending to be a human, or to ask me to talk to a computer as if it is a human. Routine decision trees work really well here.

In fact, decision trees are nice because they tell your more or less up front what they're capable of.

What really sucks (AI or decision tree, either way) is when they don't let you easily speak with someone.

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I'd argue a well designed AI assistant would be considerably better than a decision tree for that use case. Decision trees are slow because you normally need to wait through several options before getting to the one you're interested in. (Though sure, perhaps not if your call is literally for the most common thing.) But with an AI you could jump straight to what you're interested in.

"Hi, I'm the LargeBank AI Assistant. How can I help you?" "I'd like to know the balance of my checking account."

And then authenticate and get the balance as usual. Simpler and faster. Agreed that it becomes a problem if it's seen as a replacement for human agents though. In an ideal world it would actually free up the human agents for when they're actually needed. In reality it'll probably be some of each.

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I'd counter with the following:

por espanol marque beep

if you have a quest beep

for beep

beep*beep*beep*beepbeep*

The account balance for account ending in NNNN is: $375.86

I shouldn't have to navigate a conversation in a situation where muscle memory will take me through the phone system decision tree in seconds.

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I believe that. Probably 95% of my support calls to online shops are about order status (aka: the website shows "in preparation" for a week already, I need to talk to a real person).
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