The risk profile is very different and non-obvious to your average car owner.
It's the difference between trying to repair your leaky dishwasher vs. trying to repair the electrical panel in your basement.
I don't disagree that it's a bit different in certain ways but I feel like that's drifting off topic. It shouldn't be up to manufactures to determine these things unilaterally but rather the legislature. Particularly any justification to the contrary rings hollow in this case because there's a very strong conflict of interest.