In the most literal meaning, absolutely, "Enthusiast" just means a person who likes something, is excited about something.
When it comes to market and products though, typically you'll see the word "Enthusiast" as mid-tier - something like: Consumer --> Enthusiast --> Professional (may have words like "Prosumer" in there as well etc:)
In that context, which is typically the one people will use when discussing product pricing and placement, "Enthusiast" is somebody who yes enjoys something, but does it sufficiently to be discerning and capable of purchasing mid-tier or above hardware.
So while a consumer photographer, may use their phone or compact or all-in-one camera, enthusiast photographer will probably spend $3000 - $5000 in camera gear. Equivalently, there are myriad gamers out there (on phones, consoles, Geforce Now, whatever:), an enthusiast gamer is assumed to have a dedicated gaming computer, probably a tower, with a dedicated video card, likely say a 5070ti or above, probably 32GB+ RAM, couple of SSDs which are not entry level, etc.
Again, this is not to say a person with limited budget is "not a real enthusiast", no gatekeeping is intended here; simply, if it may help, what the word means when it comes to market segmentation and product pricing :)
If you're an actual pro, you need your stuff to work properly, efficiently, reliably, when it's called for. When you're a hobbyist, it's sometimes almost the goal to waste money and time on stuff that really doesn't matter beyond your interest in it; working on the thing is the point, not the value it generates. Pros should spend money on good tools and research and knowledge, but it usually needs to be an investment, sometimes crossing over with hobbyist opinions.
A friend of mine who's a computer hobbyist and retail IT tech, making far far less than I do, spends comically more than me on hardware to play basically one game. He keeps up to date with the latest processors and all that stuff, he knows hardware in terms of gaming. I meanwhile—despite having more money available—have a fairly budget gaming PC that I did build myself, but contains entirely old/used components, some of which he just needed to get rid of and gave me for free, and I upgrade my main mac every 5 years or something. I only upgrade when hardware is really getting in my way.
It's interesting that you chose photographers as the example here. In many cases that I've seen, enthusiast photographers spend much more than professional photographers on their gear because the photographers make their money with their gear and therefore need to justify it, while the enthusiasts are often tech people, successful doctors, etc., who spend lots and lots on money on their hobbies...
In any case, your point stands, that "enthusiast" computer users would easily spend $3-4K or more on gear to play games, train models, etc.
It's out of reach for lots of people, even in developed countries. But it's easily within reach for loads of people that care more about computing than other stuff.
(Source: Wikipedia via Claude Opus)
Golf equipment, mountaineering equipment, skiing and snowboarding lift tickets and gear, a single excessive graphics card that's only used for increasing frame rates marginally, or basically a single extra feature on a car, are all things that accumulate quite quickly. Some are clearly more superfluous than others and cater to whales, while some are just expensive by nature and aren't attempting to be anything else
It is easy to confirm this, just look at the sales number of these $3500 devices. It is definitely not an enthusiast price point, even in the US.
I know plenty of people who don't make a lot of money (say top 25% or so) that will have a Boat or RV that costs more than a $3500 computer, and balk at the thought of spending that much on a computer. It just depends on where your interests are.
There are tens of millions of top 10% income adults in America. So something can be both unaffordable to most people, and also easily accessible to very many people.
There are a lot of people who could easily choose to spend $3,500 on a computer.
Some people succumb to lifestyle creep or choose it deliberately. Others choose to live below their means when their income grows. The latter have a lot more money to spend on extras, or to save if that's what they prefer.
Learned something new today at least, so that's cool :)