The problem with the defense budget is if it wasn't enough, losing a war would be far more costly. The pragmatic thing is to overspend on defense, because one doesn't really know where the "enough" is.

I've paid for my own health insurance ever since I became an adult.

If you don't have an HSA (Health Savings Account), consider setting one up. It's a very good deal.

I remember the day I phoned my dad and told him I didn't need any more support (I was in college at the time). It felt good to do that, it sure felt like I'd gone through a door. Interestingly, at that moment my dad switched from telling me what to do to advising me, and became my most trusted advisor.

A free market society is a society of adults.