The correct approach here (AFAIK) is to punt the trust decision to the bank by requiring payment with a method that you can confidently trace to the company.
However that invites those bad scenarios where someone gets blacklisted by BigTech in some manner, later gets hired by a small business, the new employer adds an association to the blacklisted account, and suddenly the company app is banned from the app store seemingly without reason. At least a few such stories have appeared on HN over the years.
I feel like pay to play ought to be sufficient because in addition to being a barrier to entry it also provides funds for moderation efforts.
That is you, for tax and legal purposes in the jurisdictions within which you reside, an individual, operating a business by yourself as yourself.