Ironically, you picked two systems that are heavily interfered with by the government.
replyBack in the Great Depression, my great grandmother got sick and was hospitalized, and they took care of her until she passed. My grandfather did not have enough to pay the bill. The hospital told him not to worry, just pay what he could. It took him a while, but he paid the bill in full.
Was the hospital affiliated with a religious order?
replyHeavily interfered how? Canada / UK / Australia have healthcare which is "heavily interfered" as you call it, and they're better off for it
reply> Back in Great Depression
replyWhy not civil war?
> It took him a while, but he paid the bill in full.
How long was “a while” specifically? And how much did it affect your grandfathers life?