I'm having the same issue, as a former Cursor user and current Claude Code addict. CC is a very clear mental model. So is "agent in your IDE," like Cursor used to be and Xcode is now. The advantage of my current setup is that it's the terminal and Xcode, just as it has been for over 20 years.

I applaud Cursor for experimenting with design, and seeing if there are better ways of collaborating with agents using a different type of workspace. But at the moment, it's hard to even justify the time spent kicking the tires on something new, closed source and paid.

it sounds like you described it pretty well!