I'm not American but I work with many Americans who are doing really well (also long careers in tech).

I'm old and I own my house but when I was younger I never leased a car, I always bought used cars that I could afford. So the question of making a car payment wasn't there. I always saved and compared prices in good times and bad times. I rented a cheap enough place to have enough safety margin.

Anyways, being a software engineer through the golden era of software engineering is not your typical person experience.

I still think we need to be more data driven in how we evaluate the state of the economy. The parent was suggesting it's the economic difficulties faced by people on this forum (presumably many in tech) that lead to shallow and political discussion and it's hard for me to gauge that.