When other operations are used, there may be other bits with higher entropy. For example, when full-length multiplication is used (i.e. where the length of the result is the sum of the lengths of the operands), the middle bits have the highest entropy, not the top bits. On CPUs like the Intel/AMD x86-64 CPUs, where fast long multiplication instructions are available, this can be exploited in more performant hash functions and PRNGs.
In hash functions, additions and multiplications are frequently used together with rotations, in order to redistribute the entropy from the top bits to the bottom bits, during the following operations.