I get it... I had an ER trip, pre ACA (Obamacare) where my health insurance max was 500k, and my bill was like $370k after all was said and done... I worked a lot the next 7 years to pay off/down what I could, then at that point, I just stopped as it was off my credit score, and everyone that took reasonable payment arrangements or settled for an amount that fit in my tax return, bonus, etc.. had been paid.

I definitely couldn't handle working that much today. I've also got some serious health issues that aren't being addressed. That said, I don't feel that the US can handle socialized medicine well, and the best that we could do is take the spend that is already in place with the govt and establish a first party option to compete with commercial providers that anyone can buy a plan from. I also think that there are single-payer approaches and fiduciary requirements for insurance carriers could go a long way combined with such an approach as opposed to a whole sale socialist takeover.

No it wouldn't be. If you were uninsured, the price would magically drop to $50,000. And if you couldn't pay it you'd simply file for bankruptcy and it would be socialized onto the rest of us that way. Worst case scenario, post-bankruptcy you'd have to rent a home for 7 years instead of getting a mortgage until your credit resets. But even people who have gone through bankruptcies can still get mortgages.

Yes, the US healthcare system is insane/dumb. But the stupidity of it can just be stated matter-of-factly without inventing falsehoods like "life ending $1,000,000 debt for the uninsured."