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> no fire

Trying to think of a place where there is no chance of fire and all I’m coming up with is the moon

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A lot of places (e.g the village i live in) have volunteer fire teams which only really need equipment and training, it’s much cheaper than having a 24/7 paid fire department.

Obviously doesn’t scale to a city.

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> I live in a place with basically zero property taxes

The biggest financial culture shock between the UK and the US is the property tax situation. The UK has a "council tax" paid by the _occupier_ (i.e. the renter, if a house is rented) that pays for local services, and it's in the low thousands of pounds per year regardless of the value of a house.

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