Trying to think of a place where there is no chance of fire and all I’m coming up with is the moon
Obviously doesn’t scale to a city.
The biggest financial culture shock between the UK and the US is the property tax situation. The UK has a "council tax" paid by the _occupier_ (i.e. the renter, if a house is rented) that pays for local services, and it's in the low thousands of pounds per year regardless of the value of a house.