It's not fine if that choice denies other people the choice not to.
And there seems to be a lot of the latter.
For example, when shopping facilities or hospitals are built so as to be, de-facto, only accessible by automobile, that locks people out of the choice to say no thanks.
Where I live every new development must build out sidewalks as a condition of permitting.
Suburbs/car-dependecy is a classic case of "worse is better". Its simpler to build and the worst-case suburban sprawl is tolerable, so it proliferates.
No, because no such somewhere has been built in the country in question (US) in the past ~60 years, because the default is car-centric. So you're left with a few uber dense, old, predating automobiles, places. Which are extremely expensive, because they simply do not have the capacity for everyone who wants to live in them.