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It’s not totally risk-free income (but what is) but a decent pile invested sensibly makes for pretty good passive income depending on your goals.
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now where do you get that pile to invest? I have a pile invested - but I'm close to retirement and it took me many years to save it up.
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By working and investing. More successfully at some points than others. But you’re totally right that different people are better set up and more or less inclined to move on from a job than others.
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