I said "menial." I did not say "low wage." And given the utter footlessness of your own situation as you yourself continue to show it, you are bold indeed in presuming to advise anyone else on their finances.

But you continue to astonish me with your assumptions! Is it a gambling debt? Get a little too happy on Robinhood or Polymarket, maybe? Were you really really counting on a crypto tax holiday? To keep from having to tell the wife, maybe?

On a side note, the mods here aren't great fans of either my opinions or my stubborn insistence on their accurate expression (1) but apparently that distaste extends not quite so far that they see fit to ban me. (Or not at the time of this writing, anyway.) No blame, of course; even if the place is looking sort of shabby and down at the mouth these days, at least when not seen through eyes of nostalgia for the high times of the 2010s, this is still their house.

Don't worry, though! Once the rate limiter is satisfied, I'll be right back here and we can talk about how you keep deceitfully attributing to me a statement you yourself made up. But I hope instead to find by then (assuming you are in the US as your usage leads me to do) that you have called the National Gambling Addiction Hotline, which is open 24/7 at (844) 779-2637, or failing that the SAMHSA helpline at 988. Help is available, but you do have to take the first step.

(1) I appreciate this is my own view of the matter, and that others will reasonably describe the thing in different terms. Nevertheless.