> Well you did say your data is lost when a disk fails, which is not true.

Well, technically its still a possibility.

I am old enough to have seen issues with RAID1 setups not being able to restore redundancy, as well as RAID controller failures and software RAID failures.

Also, frankly you are being somewhat pedantic. My broader point was regarding cloud. I gave HD Failure as one example, randomly selected by my brain ... I could have equally randomly chosen any of the other items ... but this time, my brain chose HD.