OpenCode and their Go plan will get you close if you're willing to put in the config work.
For when you do need the larger models Fireworks has a pretty generous 'Pass' that comes out to about $7 a week for some of the larger bleeding edge models.
Other than that Codex's $20 plan is still somewhat valuable though they keep reducing usage. Google's $20 plan will get you some Opus usage in Antigravity and a generous amount of Gemini. Not sure how long that will last as they've been tweaking pricing and planning language recently too.