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All is fine in Switzerland, there is state part (1st pillar) where people give blindly and then during retirement get some payment; and then mandatory private part where employer contributes too, often the same amount (2nd pillar) which is the most important one. Also another optional private 3a pillar which otherwise behaves like 2nd. Obviously all of this is pre-tax, 2nd and 3rd can be used for purchasing primary property or start business etc. State is always a miserable manager of longterm funds. One can pick investment profile for those savings, or is voted by employees' assembly in case of 2nd.

No complaints, I know how much I saved, projections on how my pension will look like if I retire in year X, Y or Z. I don't expect more from a good social security system if one wants more it should be on them.

So far plan is retiring at 60, already I work on 90% and thus sporting 10 weeks of paid vacations yearly. That way, I don't thread the knife edge of burnout, in contrary and have plenty of time to unwind, have adventures (just came back from 2 weeks road trip in Dominican republic) and spend literal months on vacations with my kids and wife. There is no salary achievable in our field that would force me to consider it a better setup and instead working hard... these are best years of my remaining life and waste them just working would be tremendously stupid and shortsighted. To retire in 45, seeing my skills atrophied and being at the mercy of things like inflation... doesn't sound that great.

So there is another perspective to just chasing biggest paycheck at all costs.

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