There are open-source and even open-weight models that operate in exactly this way (as it's based off of years of public research), and even if there weren't the way that LLMs generate responses to inputs is superbly documented.

Seems like every month someone writes up a brilliant article on how to build an LLM from scratch or similar that hits the HN page, usually with fancy animated blocks and everything.

It's not at all hard to find documentation on this topic. It could be made more prominent in the U/I but that's true of lots of things, and hammering on "AI 101" topics would clutter the U/I for actual decision points the user may want to take action upon that you can't assume the user already knows about in the way you (should) be able to assume about how LLMs eat up tokens in the first place.