And if anything, Japanese isn’t even worse for this. Natural Japanese is a highly contextual language, and so I would expect card rules text to stray even further from natural language due to requirements for total unambiguity.
Further, it's easy to pass N2 and/or N1 and still not be able to read most novels or listen to most movies when they get to things like legal proceedings, military strategy, science. All things that people can easily do when actually fluent
Source: live and work in Japan
That certainly is controversial. I don't think many people would consider anyone who is fluent to only be B2.
As I understand it, B2 means one has a solid, functional proficiency in the language. They conversate/listen/read/write in diverse situations, without needing to switch to a different language or to prepare in advance.
They're very likely, however, to make mistakes, say things in non-idiomatic ways etc. although this is expected to be minor enough to not affect the ability to understand them.
In order to get to C1 and above, one needs a deeper understanding of the language - phrases, idioms, connotations, registers, etc. and a broader set of situations they can handle, e.g., a philosophical discussion. An of course, errors are expected to be rarer.
So, literally speaking, B2 is rather fluent, since the language is "flowing" out of them and they're not stopping to think every other word (which is, as far as I understand, a common interpretation of flüssig in German).
But as "fluent" speakers should know, words come with expectations beyond the literal meaning :P
But I as far as I recall B2 is when you start seeing native people failing the exam without preparation with C2 becoming a legitimate challenge for native speakers.
I believe the same threshold exists in N2 but because it's so Kanji focused without much assessment of fluency.
However, gaining the linguistic mastery to explain such complex rules systems, let alone practice small talk with the person across from you allows you master a real language.