I’ll disagree with Odenkirk there. Not having to try to decide if you think one of your kids should be taken to the ER at the expense of the other kid for what is probably not an emergency infection, but maybe there’s a chance it could spread and cause real damage so antibiotics now would help, but then the other kid won’t be able to do xyz due to not having a spare $2,000 is a pretty shitty experience.

Security of housing and healthcare is an enormous boost in life. I avoided playing sports when I was a kid because my dad told me a broken arm would set the family back (there were no out of pocket maximums back then).

The government paid if you were dirt poor and had no prospects, or employer or government paid if you were a white collar/union or government employee, but for immigrants invested into their 24/7 small business, they had assets that could be seized but very little cash flow to be able to pay unexpected bills.