The purpose was to illustrate how even basic commerce is going to be monitored to a much greater degree in highly electronic socities like those in North America. Go ask the fucking corner store in the deep Philippine provinces, where the power goes out twice a month, to bring out the credit card machine - no, almost all transactions will be done in cash, whereas only 10% will be in Canada. Let's just assume one nine, even - 90% of your business conducted in private overseas in a cash-based society, vs. 90% of your business being surveilled by the government and private industry in North America.

The claim is not false. Did you read the Bank of Canada report or the CBC article, with actual stats and numbers in aggregate, or are you going to keep asserting your anecdata and personal experience?